Contact CFM to schedule a consultation:

(970) 613-1392 info@colofin.com

4848 Thompson Parkway, Suite 320 | Johnstown, CO 80534

Fee Only Wealth Management.

Colorado Financial Management, Inc. (CFM) is a Registered Investment Advisor with the Securities and Exchange Commission specializing in conservative investment strategies and retirement planning. CFM is a fee only investment advisor charging a fee based on client assets under management.

  • The Informed Way to Invest™
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  • Our Firm
    Colorado Financial Management

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  • CFM Office
    Colorado Financial Management's Office

    4848 Thompson Parkway Suite 320, Johnstown, CO 80534

Fee-Only Investment Advisors of Northern Colorado

Colorado Financial Management

Colorado Financial Management, Inc. (CFM) is a Registered Investment Advisor with the Securities and Exchange Commission specializing in conservative investment strategies and retirement planning. CFM is a fee only investment advisor charging a fee based on client assets under management. The Informed Way to Invest

Learn what this means for your investment

What We Do

CFM serves clients across the United States with most residing in Northern Colorado (Loveland, Longmont, Greeley, Fort Collins and Boulder) and Denver. The firm is taking new clients with minimum investable assets of $400,000. CFM has a lower minimum investable assets level of $100,000 for prospective clients that are accumulating assets for retirement. CFM has assets under management in excess of $250 million.

CFM Services »

Who We Serve

CFM manages investment assets for retirees, near retirees, wealth accumulators, or institutions. We also provide retirement and estate planning with an eye on minimizing income and estate taxes.

Meet the CFM Team »


CFM Mission

Making your life’s work
work for you and your family

Discover the difference with a Registered Investment Advisor

How CFM Differs

CFM services differ from others in the following areas:

  • Fees for service vs. commission for selling
  • CFM does not execute transactions in investments we do not understand or highly speculative investments
  • Independent third party custodian which provides “client” with added safety and security
  • Experience and education of advisors
  • Utilization of Exchange Traded Funds (ETFs) and core mutual funds for equity and fixed income investments
    • Ease in monitoring risk and investment performance to peers
    • Broad diversification
    • Lower transaction fees due to economy of scale
    • Bottom-up analysis provided by fund company with top-down economic provided by CFM
  • Why utilize Exchange Traded Funds (ETFs) instead of Mutual Funds or individual securities?
    • ETFs give investors the benefits of a diversified "basket of securities" similar to a Mutual Fund
    • ETFs do not have short-term redemption fees. CFM can trade monthly without a penalty
    • ETFs used by CFM have lower fund expenses versus their mutual fund counterparts
    • Most ETFs used in CFM’s Monthly ETF Portfolio have no trading fees
  • Reporting is easy to understand and provides comparative indexes for performance comparison

CFM Vision

Northern Colorado’s premier investment advisory firm, providing independent client centered advice to growing and diverse clientele


CFM Core Values

  • Strives to provide peace of mind
  • Earn trust daily
  • Enjoy what we do
  • Professional, competent, compassionate
  • Transparent - no conflicts of interest
  • Embrace competition - it makes us better

Latest News & Updates

NCMC GT

Colorado Financial Management – Community Sponsorship: NCMC Med Evac GT

Posted by Bekah Pickerell on June 18, 2015

On behalf of Colorado Financial Management, it was an honor to provide community sponsorship as a Hole-In-One Sponsor and participate in the 2015 NCMC Golf Tournament Event on…

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LCBD GT Photo

Colorado Financial Management – Loveland Chamber & LCBD Golf Tournament Sponsor

Posted by Bekah Pickerell on June 17, 2015

Colorado Financial Management enjoyed the opportunity to sponsor and participate in the Loveland Chamber of Commerce and Loveland Center for Business Development’s annual golf tournament on June…

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CNN Money – How can I get an 8% return on my investments?

Posted by David Eads on May 13, 2015

CNN Money – How can I get an 8% return on my investments? – By Walter Updegrave Is 8% return on your investments a reasonable and realistic…

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