What Are We?
Colorado Financial Management, Inc. (CFM) is a Registered Investment Advisor with the Securities and Exchange Commission specializing in conservative investment strategies and retirement planning. CFM is a fee only investment advisor charging a fee based on client assets under management.
What We Do?
CFM manages investment assets for retirees, near retirees, wealth accumulators, or institutions. We also provide retirement and estate planning with an eye on minimizing income and estate taxes.
Who We Serve?
CFM primarily serves clients in Northern Colorado (Loveland, Longmont, Greeley, Fort Collins and Boulder) with minimum investment assets of $500,000. CFM currently has assets under management that exceeds $120 million.
How We Differ?
CFM differs from other advisors in the following areas:
- Fees for service vs. commission for selling
- Focus on long-term investments, CFM does not execute transactions in commodities, penny stocks, hedge funds or any other speculative investments
- Independent third party custodian which provides “client” with added safety and security
- Experience and education of advisors
- Utilization of mutual funds for equity investments
- Ease in monitoring risk and investment performance to peers
- Broad diversification
- Lower transaction fees due to economy of scale
- Bottom-up analysis provided by fund company with top-down economic provided by CFM
- Reporting is easy to understand and provides comparative indexes for performance comparison
