How We Differ

CFM differs from other advisors in the following areas:

• Fees for service vs. commission for selling
• CFM does not execute transactions in investments we do not understand or highly speculative investments
• Independent third party custodian which provides “client” with added safety and security
• Experience and education of advisors
• Utilization of mutual funds for equity investments
  • Ease in monitoring risk and investment performance to peers
  • Broad diversification
  • Lower transaction fees due to economy of scale
  • Bottom-up analysis provided by fund company with top-down economic provided by CFM
• Reporting is easy to understand and provides comparative indexes for performance comparison

---

Our Vision

Northern Colorado’s premier investment advisory firm, providing independent client centered advice to growing and diverse clientele

---

Our Core Values

• Provide peace of mind
• Earn trust daily
• Enjoy what we do
• Professional, competent, compassionate
• Transparent - no conflicts of interest
• Embrace competition - it makes us better