People
Founder-Shareholder
Gary has over thirty years of experience in finance, accounting, investment management, estate and financial planning including ten years actively practicing as a Certified Public Accountant. His accounting experience includes four years with an international “Big Four” CPA firm immediately after college graduation and six years as a partner in a local CPA firm. This background provides clients thorough, innovative and unique insight into financial planning and investment management with consideration always given to income and estate taxes.
Gary is the Founder and a shareholder of Colorado Financial Management, Inc. He has taught the principles of personal financial planning and investment management in numerous public and university-sponsored seminars. His goal is to always present to clients and prospective clients’ understandable alternatives so they can make informed
financial decisions.
A graduate of the University of Northern Colorado with an emphasis in Accounting, he was awarded the Certified Public Accounting designation in 1973 and the Certified
Financial Planner designation in 1995. He is a member of the The Institute of Certified Financial Planning. A veteran of the United States Army, Gary served for three years with Central Finance and Accounting for European operations in Heidelberg, Germany. Gary and his wife, Sue, have four children and reside in Loveland, Colorado.
JOSHUA R. MILLER, CFP
President-Shareholder
Josh is the President and a shareholder of Colorado Financial Management, Inc., and is involved in investment management, investment policy, operations, compliance and business development of the company. Josh has been with CFM since 2002 and currently manages one-half of the firm’s clients.
Josh has over twelve years of previous experience in banking, leasing, finance, accounting and corporate management including seven years with a national company that has over 1,000 branch locations. Josh was responsible for providing financial support to the branch network across the United States.
A graduate of Nebraska Wesleyan University in Lincoln with a Bachelors degree in finance, Josh also earned a Master of Business Administration degree in finance from the University of Denver. He received the Certified Financial Planner designation in 2006 and is a member of the The Institute of Certified Financial Planning. Josh and his wife, Amber, reside in Fort Collins.
